DFFCU Checking Account and VISA CheckAround Debit Card Enjoy the convenience of a free checking account while earning dividends on your money.  With a DFFCU Checking Account, you will enjoy: Direct Deposit No minimum balance requirements No monthly service charges No per check charges Unlimited check writing Understanding a checking account  Free CheckAround VISA Debit Card Free DFFCU@Home, 24 hour home banking Other benefits include: TransAct - audio response service that gives you access to your account anytime from anywhere 24 hours a day. CheckGuard - automatically covers you in the event you overdraw your checking account up to your approved limit. Estatements - help eliminate clutter, and you will receive your statement electronically instead of waiting for the mail to arrive. DFFCU Pay@Home - allows you to pay your bills online for free. Switching your accounts to DFFCU couldn't be easier with our moveOVER kit.