View Rates Personal Loans At DFFCU we offer personal loans designed to meet your needs.  Whether you're planning a vacation, planning for kids to go back to school, buying that special gift, or need money for an unforeseen event, we're here to help.  We offer low rates and financing for up to 60 months, so you can have an affordable payment. Apply Now     Share Secured Loans Use your Primary Share account or share certificates as collateral for borrowing up to 100% of your account balances. Loan terms are set at a maximum of 5 years when using your Primary Share account. Loans using share certificates as collateral have terms based on maturity date of the certificates. Borrow from and pay back yourself!  The loan rate is your savings or certificate rate plus 3%.