DuPont Fibers Federal Credit Union
Have a question? Ask @ Home

Simply the Best at Putting You First
 

Loans| Mortgage| Savings| Certificates| IRA Certificates 
Calculator| Fee Schedule

Take advantage of our low rates and up to 100% financing.  Rates listed are "as low as" and may vary based on credit qualifications and terms.  For more information, call us at (804) 748.9488 or (800) 94.DFFCU.

Last Update: January 2, 2009

(All rates subject to change at any time.)

 

Loans APR*

Terms                       

Vehicle Loans   n/a Calculator
New Cars, Trucks & Motorcycles (Model Year 2009 & 2008) 4.75

up to 72 mos.

Calculator
New Cars, Trucks & Motorcycles (Model Year 2009 & 2008) 5.50

73 - 84 mos.

Calculator

Used Cars, Trucks & Motorcycles (Model Year 2003-2007)

6.00

up to 60 mos.

Calculator
Used Cars, Trucks & Motorcycles (Model Year 2003-2009) 6.75

61 to72 mos.

Calculator
New Boats & RVs 6.00

up to 72 mos.

Calculator
New Boats & RVs 7.75

73 - 180 mos.

Calculator
Used Boats & RVs 8.25

up to 72 mos. 

Calculator
Used Boats & RVs

10.00

73 - 180 mos.

 

Personal Loans

7.25

up to 60 mos.

Calculator
Savings Secured (Share Rate + 3% - Floor rate of 5%)  

up to 60 mos.

Calculator
Certificate Secured (CD Rate +3%)  

up to 60 mos.

Calculator
Lines of Credit   n/a Calculator
Overdraft Protection 15.00

up to 36 mos.

Calculator
Personal Line of Credit 8.00

up to 36 mos.

Calculator
Credit Cards   n/a Calculator
Visa Platinum (Prime + 2%) 7.00 n/a Calculator
Visa Gold (Prime + 3%) 8.00 n/a Calculator
Visa Classic (Prime + 4%) 9.00 n/a Calculator

MasterCard

14.00 n/a Calculator

 

*APR = Annual Percentage Rate (Rate as low as)

 


Vehicle Loans
All APR's above are for titled vehicles and boats within the model years shown above. For untitled or older vehicles and boats, our personal loan rates apply. The value of the vehicle is based on the MSRP or retail value as determined by a credit union approved source.

For example, if you finance $20,000 at 5.50% APR, you would have a monthly payment of $382.12 for 60 months.

Personal Loans
For example, if you financed 3,500 at 9.75% APR, you would have a monthly payment of $112.53 for 36 months.

Line of Credit
Payment on overdraft protection loans are based on a 36-month term; with a minimum payment of $45.50 per month.

Credit Cards
APR on our Visa Classic and Visa Gold may vary and may be adjusted quarterly based on the Prime Rate published in the Wall Street Journal. Maximum APR is 18%. Minimum monthly payment is 2% of the unpaid balance or $10 whichever is greater.


Go To Loan Application| Go To Calculators| Back to Top
 

 

MORTGAGES & HOME EQUITY LOANS AND LINES OF CREDIT

Mortgage rates change daily. For up-to-date rates, click here


MMA RATES & YIELDS
EFFECTIVE:
Month of January, 2009

Savings Minimum Balance Dividend Rate APY** Term
Primary Share $ 100 0.50 0.51 n/a
Clubs $ 100 0.50 0.51 n/a
Checking   0.10 0.11 n/a
IRA Shares $ 100 0.75 0.75 n/a
Money Management Accounts ($1,000 - $19,999) $ 1,000 0.55 0.56 n/a
Money Management Accounts ($20,000 - $49,999) $20,000 0.70 0.71 n/a
Money Management Accounts ($50,000 - $99,999) $50,000 0.85 0.86

n/a

Money Management Accounts ($100,000 - $249,999) $100,000 1.00 1.01

n/a

Money Management Accounts ($250,000 +) $250,000 2.00 2.02

n/a


**APY = Annual Percentage Yield.
Annual percentage yields (APY) are subject to change after account is opened. Fees may reduce earnings on your account.

Back to Top
 
 
Certificates Minimum Balance Dividend Rate APY** Term
Certificates $ 500 1.75 1.77 6
Certificates $ 500 3.00 3.03 12
Certificates $ 500 3.20 3.24 24
Certificates $ 500 3.40 3.44 36
Certificates $ 500 3.55 3.60 48
Certificates $ 500 3.65

3.70

60
SPECIAL: 1 Penalty Free Withdrawal Term Share Certificate $ 500 2.00 2.02 13
JUMBO Share Certificate $ 50,000 3.50 3.55 24
YouthSavers Share Certificate $ 500 1.75 1.77 3
**APY = Annual Percentage Yield

On all Term Share Certificates, other than the 1 penalty free on the 13 month certificate, a penalty will be imposed for early withdrawal.

13 MONTH SHARE CERTIFICATE CONDITIONS
- No withdrawals without the certificate. One withdrawal during the term of the account. If the account balance falls below $500 the account must be CLOSED.
Back to Top
 
IRA Certificates Minimum Balance Dividend Rate APY** Term   
IRA Certificates $ 500 3.00 3.03 12 mo.
IRA Certificates $ 500 3.20 3.24 24 mo.
IRA Certificates $ 500 3.40 3.44 36 mo.
IRA Certificates $ 500 3.55 3.60 48 mo.
IRA Certificates $ 500 3.65 3.70 60 mo.
JUMBO Share Certificate $ 50,000 3.50

3.55

24 mo.

**APY = Annual Percentage Yield, compounded quarterly

[ Home | About DFFCU | Rates | Products | Services | Online Services | Education Center | Contact Us | Calendar of Events | Sitemap ]
Privacy Policy | Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright © Harland Financial Solutions, Inc. All Rights Reserved.
Equal Housing Lender, NCUA Insured
Become A Member Rates DFFCU@Home DFFCU Pay@Home Feedback About Us Products Services Online Services Education Center Home Branch Locations ATM Locations