Need Cash and already own a home? Use the equity in your home to make major purchases such as remodeling, buying a car, paying for college tuition or whatever you need cash for.

The types of homes you can use as collateral include your primary residence in VA, a non-rented vacation or second home in VA, including a condominium.

Benefits include:

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  Borrow up to 95% of your home's equity
• Low rates
• Possible tax savings (see tax advisor)
• Quick application process and fast loan approval

Fixed Rate Home Equity Loan Plan Benefits

• Closed end loan with flexible terms up to 15 years available
• Rate is fixed, so your payment will stay the same over the life of the loan
• Loans from $5,000 up to 95% of your home's equity
• Use for one time major expenses

Home Equity Line of Credit Benefits

• Open end loan with a variable rate based on the prime rate
• Credit limits from $7,500 up to 90% of your home's equity
• Use the money only when you need it
• Use for ongoing major expenses

Visit our Home Loan Zone for programs, rates, calculations & othe resources.

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