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We understand mistakes can happen and at times you may overdraw your checking account. So when you are faced with an unplanned event like a miscalculation of your account or you have a shortage of funds, we want to help make sure you will be covered. DFFCU offers two options to help cover a shortage of funds in your checking account. Transfer from Savings Keeping a cushion of funds in your savings account is a good idea. This way if you do unexpectedly have a shortage of funds in your checking account, the funds will automatically be transferred from your savings into your checking account to prevent it from being overdrawn. There is no charge for this service and you don't have to do anything to set it up. CheckGuard Overdraft Line of Credit An overdraft line of credit, CheckGuard, gives you an automatic advance when you need it, up to your credit limit. The best part is there's no cost to you unless you use it. CheckGuard only costs you cents per day, especially when compared to the large fee merchants typically charge for returned checks. All you have to pay is the finance charges computed on your overdraft line of credit balance and of course the advanced amount. Apply for CheckGuard now! |
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