Loan Rates

Loan Rates

Rates listed are "as low as", include all possible discounts, may vary based on credit qualifications and terms, and subject to change at any time. For more information, call us at (804) 748.9488 or (800) 94.DFFCU.

Last Update: July 1, 2010.

Loans	APR*	Terms
New & Used Cars, Trucks & Motorcycles (Model Year 2010 & 2009)	3.25% - 5.00%	36 - 84 mos.	Calculator
Used Cars, Trucks & Motorcycles (Model Year 2008 & 2007) with less than 50,000 miles	3.75% - 5.50%	36 - 84 mos.	Calculator
Used Cars, Trucks & Motorcycles (Model Year 2008-2004) with more than 50,000 miles	4.50% - 6.25%	36 - 84 mos.	Calculator
New Boats & RVs	6.25%	up to 72 mos.	Calculator
New Boats & RVs	8.00%	73 - 180 mos.	Calculator
Used Boats & RVs	8.50%	up to 72 mos.	Calculator
Used Boats & RVs	10.25%	73 - 180 mos.	Calculator
Personal Loans	8.50%	up to 60 mos.	Calculator
Savings Secured (Share Rate + 3% - Floor rate of 3%)		up to 60 mos.	Calculator
Certificate Secured (CD Rate +3%)		up to 60 mos.	Calculator
Overdraft Protection	15.00%	up to 36 mos.	Calculator
Personal Line of Credit	8.50%	up to 36mos.	Calculator
Visa Platinum Credit Card	5.24%	n/a	Calculator
Mortgage/Home Equity - Click Here

*APR = Annual Percentage Rate (Rate as low as)

Vehicle Loans
All APR's above are for titled vehicles and boats within the model years shown above. For untitled or older vehicles and boats, our personal loan rates apply. The value of the vehicle is based on the MSRP or retail value as determined by a credit union approved source. For example, 3.25% APR would equal a payment of $29.19 per $1,000 borrowed for 36 months.

Personal Loans
For example, if you financed $3,500 at 8.50% APR, you would have a monthly payment of $110.49 for 36 months.

Line of Credit
Payment on overdraft protection loans are based on a 36-month term; with a minimum payment of $45.50 per month.

Credit Cards The APR is a variable rate which will be adjusted quarterly to an amount equal to the sum of (i) the highest prime interest rate published in the Eastern Edition of The Wall Street Journal in effect on the last day of the month of each calendar quarter plus (ii) the margin rate of 1.99%-12.99%. Maximum Rate of 17.99%. Back to Top